PayPal Alternatives | Best Online Payment Alternatives to PayPal

PayPal is a global name in online payments, but there are plenty of cases where an alternative to PayPal is a better choice for business or peer-to-peer payments. Some alternatives to PayPal deliver lower processing fees or faster deposits. Other PayPal alternatives offer more advanced peer-to-peer payments, like free instant transfers between bank accounts.


Payoneer is a payment service that serves marketplace and business owners who want to pay their contract workers, and contract workers and freelancers who want to receive payments.
 Payoneer has a stronger focus on international transactions and claims to offer lower overall costs than its competitors.
The company’s services are used by many major players in the eCommerce world, including Amazon, Google, Airbnb, and UpWork. If your business needs to send or receive online payments – either domestically or internationally – Payoneer’s payment services may come in very handy. 

Payoneer is a must use payment gateway for individuals as well as companies working for foreign clients in India. Let me share a review of how Indian freelancers can and must use Payoneer.
If you regularly pay out funds to freelancers, or are a freelancer who needs a way to bill clients and receive payments, Payoneer might be right for you.


Venmo is a peer-to-peer digital payment service that allows you to send money to friends and family. You can also use the service to send money to companies. And because there's a social feed baked into Venmo, you can keep track of what your friends are doing with their funds.

Venmo allows you to use a variety of accounts for your service. Simply input your bank account information, including the account and routing numbers, and you'll be good to go. In some cases, Venmo might ask you to provide your online banking username and password.

In order to verify your ownership, Venmo will send a micro-transfer to your account to ensure it's really yours. Once you're set up, you can use the account to fund your transfers.


Payza is third alternative where you will get almost all the features of PayPal. Payza supports 25 currencies, including the US dollar, British pound, the Euro and a host of exotic currencies, and you can initiate quick, convenient transfers online. Payza offers fee-free transfers and a 2.5% spread on top of the mid-market rate. It also provides multiple transfer payment options and can be used to send funds to loved ones overseas, pay bills and even shop online.
Payza offers fee-free transfers and a 2.5% spread on top of the mid-market rate. It also provides multiple transfer payment options and can be used to send funds to loved ones overseas, pay bills and even shop online.

Third party shopping carts don’t have Payza-supported integration modules but can still be integrated with the user’s website and Payza’s payment processing services. For any issues encountered, users should contact the third party directly. Payza will not have assistance capability.

“Payza is my first choice, and I like using it because it is very easy to use, very quick and very secure hence making online business very easy. Through the Payza system you can do your business from home when your money is safe.”
—Lalita Hiran


Skrill is an online e-wallet service that allows you to transfer funds both domestically and internationally. The platform is often regarded as the nearest competitor to de-factor e-wallet PayPal. However, as is the case with any online money transfer service, you need to have a full understanding of how the fee system works.
Skrill has progressively made digital payments simple, quick and secure since their establishment in 2001. They have been recognized globally for their payment solutions for business people and for pleasure where deposits and withdrawals are made for gaming sites. Skrill prides in offering their services to businesses across the globe and assisting these businesses worldwide and help grow their global customer base and propel growth.

Skrill has been around for much longer than many people realize. The company was founded in 2001 under the name Moneybookers and has evolved to offer a range of financial services. Skrill’s personal accounts are just one of the platforms it offers, and this review will touch on some of the other services that Skrill has developed as well.

At its center, Skrill was originally a kind of digital payments platform much like PayPal. It was founded a few years after PayPal and has never been able to capture the same amount of market share. It also tends to be a little bit more expensive than other platforms that offer similar services, so it is a good idea to understand all the charges involved with Skrill before you fund an account.


TransferWise is a top choice for international money transfers. They are known for their great customer service, have excellent reviews on Trustpilot and provide speedy transfers. And the cherry on the cake? They also provide a spectacular user experience, from an easy sign-up process to efficient transfers, as evidenced in our in-depth UX analysis of what first time users think of TransferWise. 
TransferWise is an innovative international money transfer provider that is often dubbed the “Robin Hood” of the money transfer industry. They focus on making bank transfers more affordable than traditional banks by charging low and transparent transfer fees and converting money at the true mid-market exchange rate. In other words, there’s zero markup on the exchange rate. (As a comparison, banks usually give customers an above-market rate, the margin is part of their fees and in general they are not transparent about this.) TransferWise currently supports sending money to 71 countries and sending money from 43 countries.


2Checkout is a worldwide leader in payments and ecommerce services. It bundles a gateway and merchant account into one single offering with no need to contract with a merchant bank or manage separate agreements. 

2Checkout is a payment gateway that accepts payments from any device and from any corner of the world. It supports “transaction from 196 countries, through 8 payment methods, 26 currencies and 15 languages”. 2Checkout has emerged to become all-integrated payment gateway, enabling businesses to collect payments from their global audience. 

2Checkout traditional reporting gives you complete details about your transactions and payment activities with some insights into your sales. Here’s the details of various 2Checkout or 2CO reports.

Google Wallet

The most popular PayPal alternative in US is Google Wallet. Google Wallet is a mobile payment system developed by Google that allows smartphone users to store debit and credit card information for online and in-store purchases. 
Google Wallet technology allows a user to make a payment by tapping a smartphone and entering a four-digit security code during checkout. Google Wallet also includes SingleTap capabilities, in which the Wallet software stores a user’s digital coupons, loyalty points and Groupon-style deals. This information facilitates transactions, discounts and reward point accumulation with a single tap of a phone at a Near Field Communication (NFC) reader.
Google partnered with MasterCard, paving the way for Google Wallet 1.0 to impersonate the Citibank MasterCard, but Google expects the technology to work with all major credit cards in the future. Google Wallet is accepted by more than 150,000 retailers in the U.S. and 230,000 overseas. In fact, Europeans and Asians routinely use smartphone technology for payment processing.


Remitly is an online international money transfer service allowing people in the U.S., Canada, the Eurozone, Australia and the U.K. to send money to over 40 countries around the world. As a digital alternative to traditional money transfer services, Remitly makes money transfers fast, secure and relatively inexpensive. 

Remitly is mobile-optimized and you can send money abroad using their online money transfer service or the Remitly app on your smartphone or tablet. Remitly provides its services in English, Spanish, French, German, Polish, Italian, Turkish, Romanian and Vietnamese.

Funding your money transfer is easy, Remitly lets you pay via bank transfer, debit, or credit card. 

Remitly has a 100% satisfaction guarantee, which means that if your money doesn’t arrive on time, they will refund their fees and charges.

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